Car Data Checks
 

1 in 4 cars checked show outstanding finance

1 in 14 cars checked for the public are 'write offs'

1 in 12 cars checked showed mileage discrepancies

1 in 5 cars checked reveal a plate change

 

What AutoCheck check...

Why Choose AutoCheck?

Buying a used car can take a great deal of time and patience. Not only do you have to establish the make and model best suited to your lifestyle and pocket, you then have to find a perfect match. AutoCheck can help to narrow the search and will save you time. Once you have identified a few possible cars all you need to do is to enter the registration numbers into AutoCheck and you will receive lots of very useful information.

About A Multiple AutoCheck

This option allows you to check up to five cars to enable you to compare them and choose the one that's right for you. The result of the AutoCheck will appear on screen and you can print each one. They will all remain accessible to you each time you login into AutoCheck. You can return to the check at any time to view the details, to add the VIN or to register your chosen car for the AutoCheck Insurance, which is underwritten by Pinnacle Insurance plc, provided you adhere to the terms and conditions of the policy during the buying process. The insurance will cover you up to £30,000 or the market value of the car if the information supplied is incorrect or incomplete and causes you a specific financial loss.

About A Single AutoCheck

If you have already found a car you want to purchase you may want just one AutoCheck report. Do remember though, that many vehicles do have some adverse data which may cause you to think again. For just a few pounds more, you can do up to five checks and then make a more informed choice.

Why Do You Need This Information?

Every year hundreds of thousands of cars are stolen and many find their way back into the market place. Unscrupulous sellers take the risk that most potential buyers do not do any checks, they just get carried away by a shiny car at a "bargain" price. If you buy a stolen car you will lose the car and your money

The Autocheck database currently holds more than 8 million finance records for cars bought on HP or other finance agreements. Many people do not realise that they must pay for the car in full before they can sell it, and others deliberately try to offload their debts. Either way the car will be repossessed by the finance company if you obtain it before the finance agreement is cleared, and you will lose your money.

Every year around 500,000 cars are written-off by insurance companies. Many written-off vehicles are repaired and are returned to the road, but would you want to buy one? While some have only cosmetic damage which may be remedied by a re-spray or a new panel, others sustain major damage and require skilled repairs. AutoCheck will identify a written-off car and will enable you make a knowledgeable decision to accept or reject the car.

Do not risk your money or your safety, AutoCheck before you buy

AutoCheck Is Very Comprehensive

There are 26 possible pieces of information available about the car. AutoCheck will tell you:

  • If a finance agreement is recorded
  • If it has been written-off
  • If it is currently recorded as stolen
  • If a vehicle is being traced by a third party and is at risk of fraud or theft
  • A full description including the make, model, colour, date of first registration, engine size and number, transmission and number of gears, body style, year of manufacture.
  • How many keepers the car has had prior to the current keeper.
  • If it has had any colour changes.
  • If it has had any registration plate changes.
  • If it has been used and imported from outside the EU.
  • If it has been exported.
  • If the DVLA have it recorded as Scrapped.
  • Mileage information - has it been clocked? (Not available for all vehicles)
  • CO2 Emissions
  • Vehicle excise duty band and cost of 12 months tax
  • Confirmation of the VIN before you buy.

TAKE CARE - AUTOCHECK CAN'T TELL YOU EVERYTHING

Self Or Third Party Insured Vehicles

Although AutoCheck is as comprehensive as is currently possible, it may not reveal that the vehicle has been declared a write-off if the owner was self insured or third-party insured or if the vehicle was not covered by its insurance policy at the time of the incident (and the AutoCheck Insurance will not cover this risk).

Cloned Or Ringed Vehicles

A "clone" or "ringer" is a vehicle which has been stolen and has been given a false registration number and VIN. If this has happened, the data supplied will be for a different, but identical, vehicle. A clone or ringer is not covered by AutoCheck Insurance.

Imported Vehicles

A vehicle purchased in another country within the European Union, whether brought into the UK as a new or used vehicle, is not classified as an import by the DVLA or AutoCheck. This is to reflect the European Single Market.

Non-UK Registered Vehicles And Events Occurring Outside The UK

Our data only relates to vehicles registered in the United Kingdom. AutoCheck cannot reveal (and the AutoCheck Insurance will not cover) events occurring at any time whilst the vehicle was not registered in the UK (the date of first registration is shown on the V5C document) and may not reveal events occurring outside the UK at any time.

Warranty

If you believe the vehicle is covered by a manufacturer's warranty you may want to contact a franchised dealer or the manufacturer to check the validity of the warranty. A vehicle purchased outside the UK may have a shorter warranty period than an identical vehicle purchased from a UK dealer. Manufacturers' warranties are also conditional on regular servicing and other circumstances.

 

AutoCheck is provided by Experian Automotive, a division of Experian Ltd, the leading supplier of information to the automotive industry. Experian Ltd is an Appointed Representative of Motorfile Ltd which is authorised and regulated by the Financial Services Authority. Motorfile Ltd, Talbot House, Talbot Street, Nottingham NG80 1TH, Registered in England No 3009493, VAT No 887133593.

 

Brief explanation of insurance categories

Category A - May not be resold. Must be crushed. All of it.

Category B - Vehicle may not be returned to road. Parts may be sold.

Category C - Repairable. Possibly structural damage. Cost of damage (at dealer prices and labour rates) is more than book value of vehicle.

Category D - Repairable. Probably non-structural damage. May have been economic to repair, but insurer doesn't want to.

Category F - A vehicle damaged by fire, which the insurer has decided not to repair.

Category X - Repairable. Minor Damage. 

Theft - These vehicles have not been recovered and ownership rests with the insurer who made the total loss payment. They are able to repossess the car as soon as it is identified, even if it has been bought innocently.

AutoCheck it now

* Buying a motorbike? Motorcycle specific checks at MotorcycleCheck.co.uk

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